NET WORTH CALCULATOR - AQUA BLUE EDITION This workbook is a personal net worth statement that compares everything you own against everything you owe. It is a restyled edition of the original Net Worth Calculator: the layout, formulas and calculation logic are unchanged, and only the visual presentation differs, presented here in solid aqua-blue banners with pale blue subtotal strips. You enter your own figures in the shaded input cells of column D, and every total in column E is produced by a live formula, so nothing has to be added up by hand. The ASSETS block is organised into four groups - cash and cash equivalents, property and personal belongings, investments, and other assets - each closed by its own subtotal row. The LIABILITIES block is organised into loans and non-loan liabilities, again with a subtotal for each group. TOTAL ASSETS sums the four asset subtotals and TOTAL LIABILITIES sums the two liability subtotals, so the two headline figures always agree with the detail above them. The net worth figure at the top of the sheet is calculated as total assets minus total liabilities and updates the moment any input changes. A date cell beside it records the point in time the statement refers to, which makes it easy to keep dated copies and track progress from one period to the next. Line items cover local and foreign currency accounts, deposits, life insurance, real estate, vehicles, jewellery, furniture, artwork, electronics, securities, treasury bills, rental assets, mortgages, car loans, credit card debt, consumer and student loans, unpaid taxes and money owed to others. Amounts use a standard accounting number format with two decimal places, the sheet is set to print to a single page width, and it is intended for personal financial planning, loan and mortgage applications, and periodic wealth reviews.
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